Avalon Insurance provides a specialized Remotely Piloted Aviation System (RPAS) policy tailored to drone operators. This comprehensive insurance is crafted to protect against a variety of risks including third-party liabilities, damage to the drone hull, and associated equipment like ground and launch systems. Additionally, it covers drones during transit and while in storage, and includes war risk coverage.

Pros:

• Extensive coverage options that consolidate multiple needs in a single policy.
• Global coverage scope, including the USA and Canada.
• Customizable policies to fit specific operational requirements.

Cons:

• Details on specific exclusions and the range of coverage options require consultation with an Avalon representative.
• Potential complexity in understanding the various components covered, emphasizing the need for tailored advice.

Avalon’s drone insurance solutions are designed to meet the stringent requirements of commercial drone operations, ensuring that every aspect of drone activity is protected under robust insurance guidelines.

Avalon Insurance’s approach to drone insurance includes a focus on flexibility and security for operators in various industries, including film, agriculture, and engineering. This adaptability allows for modifications to policies to cover unique operational risks and meet specific regulatory requirements. Avalon’s insurance services also offer professional guidance to ensure that clients understand the specific protections that align with their operational scale and risk profile. This level of support is crucial for drone operators navigating the complex landscape of aviation regulations and insurance coverage.

Avion Drone Insurance is heralded as the best choice for weddings and events, specializing in commercial policies that include crucial coverage for aerial photography, a key element for capturing special moments at such occasions.

Pros:

• Offers comprehensive coverage tailored for drone enthusiasts and businesses, including hull insurance and coverage for aerial photography and attached equipment.
• Policy management and payments can be handled conveniently online.

Cons:

• Free online quotes are available, but obtaining one requires a drone serial number.
• Lacks a mobile app for on-the-go management.

Avion Insurance excels in providing commercial insurance solutions, emphasizing coverage for aerial photography and associated equipment. Since its inception in 1985, Avion has established itself as a prominent player in the drone insurance industry, catering to both commercial and recreational users.

The company partners with top-tier insurance providers such as AIG and Allianz to underwrite its policies, ensuring reliable coverage. Policies from Avion can be customized to include a range of protections, such as hull damage, liability, insurance for onboard cameras, and other drone-related equipment.

Avion’s insurance offerings are available nationwide. Potential customers can use Avion’s online tool to easily obtain a personalized quote, helping them gauge the cost for the desired coverage level.

Coverdrone is highly regarded for its extensive international coverage, ideal for drone operators who travel. The insurance policies cater to both commercial and recreational users, offering worldwide coverage with few exclusions.

Pros:

• Broad international coverage, allowing drone operation in multiple regions, subject to certain territorial exclusions.
• Flexible policy durations ranging from a single day up to a year.
• Comprehensive coverage includes in-flight, storage, and transport of drones.

Cons:

• Some territories are excluded due to local regulations.

Coverdrone, a prominent player since it was established, partners with leading insurers to offer robust protection that extends beyond just flight to include full policy customization. This includes options for hull damage and liability, suited to a variety of drone uses, from hobbyist photography to commercial drone flights.

Policies are competitively priced and can be managed online, although a direct inquiry might be necessary for specific details or claims, supported by an English-speaking customer service team.

Coverdrone offers a comprehensive suite of features tailored to both commercial and recreational drone users, ensuring extensive protection globally. Policies can be tailored with specific coverage options, such as equipment and liability insurance, catering to varying needs from aerial photography to commercial surveys.

DroneInsurance.com is recognized as the best for international drone coverage, offering policies that are applicable globally, although certain regions are excluded due to local drone regulations.

Pros:

• Provides coverage in nearly all parts of the world, except in territories where drone operation is prohibited.
• Flexible purchasing options include annual plans or on-demand coverage.
• Allows customization of policies with various add-ons to suit different needs.

Cons:

• An account is necessary to obtain a free quote online.
• Basic policies do not include physical damage coverage.
• Does not provide coverage in New York, Kentucky, or Minnesota.

DroneInsurance.com stands out for offering insurance that accommodates international travelers with drones, utilizing the REIN insurtech platform to deliver on-demand insurance products. Founded in 2015, the company has rapidly grown by forming strategic partnerships with insurance leaders such as Liberty Mutual and Kiplin Capital.

Customers can opt for an annual plan that covers any instance of drone usage throughout the year, or choose flexible on-demand coverage available by the day. Annual plans typically cover third-party bodily injury and property damage, including personal and advertising injury, while daily plans offer up to $25 million in flight liability coverage.

Additionally, irrespective of the plan type, customers can add coverage for physical damage to drones, whether in flight or not, and for an entire inventory of drone equipment. The cost of coverage varies based on the drone type and selected options, with basic monthly rates starting around $84 and daily flight liability coverage beginning at about $30.

Global Aerospace offers a comprehensive drone insurance program tailored to meet the needs of both commercial and recreational drone operators worldwide. Their policies cover a wide range of aspects including liability, physical damage, and additional insureds, with options for on-demand coverage.

Pros:

• Extensive coverage including third-party liability and physical damage.
• Flexible insurance options for any qualified operator, with the ability to fly anytime, anywhere.
• Includes unique protections such as privacy violation and hijacking coverage.

Cons:

• The policy details and additional coverages can be complex, requiring careful consideration and possibly consultation with a specialist.
• Coverage options and limits might not be fully transparent without direct inquiry.

Global Aerospace’s drone insurance is designed for robust protection across a spectrum of drone uses, from individual hobbyists to large fleet operations, providing peace of mind through extensive coverage and expert claims handling.

Global Aerospace’s drone insurance offerings go beyond standard coverage by providing access to specialized services such as risk management and safety training. These additional services are designed to help drone operators enhance their operational safety and compliance with regulatory standards, further safeguarding their activities. This comprehensive approach to insurance and risk management makes Global Aerospace a preferred choice for those looking to secure extensive support and protection for their drone operations.

Insureon provides specialized insurance coverage tailored for drone photographers, catering to the unique risks associated with aerial photography and videography. This insurance covers general liability, property damage, and can be customized with various add-ons like professional liability and inland marine insurance for equipment.

Pros:

• Broad coverage options that address specific risks in drone photography.
• Simple online application process with same-day coverage availability.
• Comprehensive support through licensed agents who assist in policy selection and management.

Cons:

• Policies can be complex, requiring careful review to ensure appropriate coverage.
• Potential additional costs for comprehensive add-ons and higher coverage limits.

Insureon’s offerings are designed for both individual drone operators and larger businesses, providing vital protection against common industry-related incidents. Their platform allows for easy comparison of quotes from top-rated insurers, ensuring that drone photographers can find the best coverage for their needs.

Insureon’s insurance for drone photographers not only mitigates the financial risks associated with equipment damage and liability claims but also supports business continuity and growth. By offering tailored insurance solutions, Insureon helps drone photographers protect their business assets, maintain compliance with industry regulations, and manage potential legal exposures effectively. This proactive approach to business insurance helps ensure that photographers can focus on their creative work without undue concern over the risks involved.

State Farm offers a comprehensive drone insurance program that caters to both personal hobbyists and commercial drone operators, ensuring broad protection across various aerial activities. This coverage includes protection against accidental damage, theft, third-party liability, and losses such as flyaway incidents, providing a safety net for a range of potential issues that drone operators might face.

Key Features of State Farm’s Drone Insurance:

• Extensive Coverage: The insurance encompasses not only the drone but also includes associated equipment and liabilities arising from drone use.
• Customizable Premiums: Depending on the drone’s make and model, its use, and the operator’s experience, premiums can be adjusted to better fit the user’s specific needs.
• Flexibility: State Farm provides options for short-term insurance coverage, which is ideal for specific events or projects, without the need for a long-term commitment.

Pros:

• Trusted Brand: With a longstanding reputation for reliability, State Farm is known for its customer-focused approach.
• Comprehensive Protection: Covers a wide array of incidents including physical damage, theft, and liability.
• Efficient Claim Process: Known for a streamlined and hassle-free claim procedure which helps reduce downtime for drone operators.

Cons:

• Cost: The premiums might be relatively higher, reflecting the comprehensive nature of the coverage.
• Coverage Limitations: There might be certain limitations and exclusions, particularly concerning autonomous drone operations, which require careful consideration.

Additional Considerations:

• Before deciding on a policy, it’s important to carefully review the terms to understand coverage limits, exclusions, and the cost implications of adding extra coverage options. Comparing these details with other providers can ensure that you find the best insurance solution for your specific needs.

State Farm’s approach allows for tailored drone insurance solutions, providing essential coverage while accommodating the diverse needs of drone operators.