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What is drone insurance?
The popularity of drones has surged, with the Federal Aviation Administration (FAA) reporting a significant increase in registered drones in the U.S. This growth highlights the expanding use of drones and emphasizes the importance of registration and insurance for safer and more regulated operation in national airspace. What there is to consider:
The FAA’s January 2023 report indicates over 871,000 drones have been registered in the U.S., with the lion’s share—over 530,000—allocated for recreational use. This statistic suggests a growing enthusiasm among the public for drone flying as a hobby.
An important caveat is that this figure doesn’t capture the total number of drones in operation, given that only those weighing more than 0.55 pounds and less than 55 pounds are required to be registered. Consequently, many smaller drones, easily acquired from retailers like Amazon.com, remain off the official records.
For drones that tip the scales beyond the 55-pound mark, registration must be carried out through the FAA’s aircraft registry, ensuring a comprehensive cataloguing of heavier aerial vehicles.
The topic of insurance emerges as a critical consideration for drone owners, irrespective of their drones’ intended use. Although homeowner’s insurance policies may cover drone-related damages on the proprietor’s premises, they fall short of covering commercial drone activities. Additionally, the financial impracticality of meeting homeowner’s insurance deductibles for drone claims presents a notable challenge.
WHY IT’S IMPORTANT
As the adoption of drones continues to ascend, understanding the nuances of registration and insurance becomes paramount for operators. Whether flown for pleasure or professional pursuits, ensuring your drone is properly documented and insured not only complies with regulatory mandates but also instills a sense of responsibility and peace of mind. This proactive approach paves the way for a safer and more enjoyable flying experience, reinforcing the importance of staying abreast of evolving guidelines and coverage options.
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Drone professions that
need insurance
PUBLIC SAFETY
Police and public safety officials utilize drones for crowd monitoring, crime scene analysis, and in tactical operations to enhance safety and gather critical information without putting personnel at risk.
PHOTOGRAPHY
Videographers and photographers use drones to capture aerial footage and photographs for movies, documentaries, commercials, weddings, and real estate listings, providing unique perspectives and high-quality visuals.
REAL ESTATE
Real estate agents and property managers use drones to capture aerial imagery of properties, offering potential buyers a comprehensive view of the estate, including its surroundings.
CONSTRUCTION
In construction, drones are used for inspecting sites, monitoring progress, and ensuring adherence to plans, offering a safer and faster alternative to manual inspections.
SURVEYING
Surveyors and geospatial professionals employ drones to collect topographical data, create maps, and conduct land surveys more efficiently than traditional methods.
AGRICULTURE
Farmers and agricultural specialists use drones for mapping, spraying pesticides, and monitoring crop health, enabling precision agriculture practices that save time and resources.
…and much more
What kind of insurance do you need?
Types of drone insurance
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General Pricing Information
Drone insurance pricing comparison: Click below to find an extensive guide to comparing pricing and coverage among the world’s most popular drone insurance providers.